This makes it a bit of a tougher decision. 

Don't let fear stop you from making a decision that can improve your life.

Hi there,It sounds like you and your wife are at a crucial decision point in your real estate investment journey.

Anna,  Congrats on making the decision on getting stated into Real Estate Investment, and welcome to BP.   

Overall, I just have decision paralysis.

Calculating the return on investment (ROI) is the only way to make worthwhile investment decisions.

The more pain points you can solve for the seller, the easier it is for them to make a decision.

In the event that Tenants decide they no longer want to live together, ___________ will be considered the primary Tenant to make decisions about modifying or terminating tenancy.

You want to know where you have flexibility and options to change so you can make decisions as you go to stay on track.

This would make decision making hard, on top of likely needing owners to sign mortgage guarantees, etc.Not enough involvement/too many owners, that you no longer satisfy SECs rules for involvement and it is really a security that needs registered or exempted.Some middle ground, like DSTs or these other fractional ownership, where the admin work is so intensive that fees need to be higher to make it worthwhile for the operator.Then again, I am drawn to real estate, so by nature drawn to traditional, proven structures.