If it's a commercial/DSCR loan, then licensing may not be required.

Would it be a good idea to refinance and get access to that equity, or don’t and keep the favorable interest rate?

Received access to mortgage portal to ensure all payments are made (including escrow).Anything else here I should do or not do if acquiring for the long-term?

Commercial.

To stand on a person’s property and blatantly misrepresent to gain access is most agitating.

The question is not whether a guest wants your Netflix, but how they can access their Netflix. 

Often times, if title notices there is no obvious access, they will note that as an exception on Schedule B. 

I'm a struggling startup owner that has accumulated 300k in credit card debt at an average APR of 21%.  I have two rental properties, both around 60% LTV.  Values are $700k and $265k.  Both occupied and cash flowing. ...

Don't confuse the two.3) Treat the experience and service like the hospitality experience it should be-- all questions pre-answered, photos make it look majestic, accessibility is easy, the experience brings a follow or a recommendation.4) Manage the property manager-- ask the right questions to make sure your listing gets the appropriate attention it needs, and incentivize them to do so.That's the basic stuff. 

Since teak is a 25 year investment, also look for a secondary purpose or value to each property such as location, river access, future tourist area, etc.There were two lots, 36 and 23 that we bought together.Lot 23 is 32 acres and has 12 year old Teak/Mahogany on it.