Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

Make sure pool is listed on your insurance policy.

I use strict / flexible cancellation policy.

Until you have $1 million or more in equity and really understand how to use an LLC, I recommend you just buy an umbrella insurance policy for $1 million.

I had zero knowledge when I started, now I'm a full time investor enjoying life, so yes of course I can say it's real :)

The last one told me I'd likely pay a small fortune for this policy. 

I will contact you directly as I do not want to violate any policies here on the system.   

What is your refund policy? 

Do to the state mandates that require 100% reserves in all categories, combined with the rising cost of their neighborhood insurance policy, my strong recommendation is you find out what further anticipated spikes in association dues & if any possible special assessments are looming.

Zero evictions and zero cash for keys.