As @Paul De Luca mentioned, no modification is needed.  

Any chance of a rate modification vs a full on refinance which I'm sure will cost 10-20k?

Therefore, it makes financial sense to factor in all costs when deciding whether to sell or hold a rental property.Strategies to Sell Investment PropertiesWhen you decide to sell an investment asset, it’s vital to consider the tax implications to avoid taking a large tax hit.

Be also mentally and emotionally prepared for the folks that think just because this is not your primary home, it's somehow less of a catastrophic event for you because others did lose their primary homes.That's why it's vital for you to form support networks with people who are in your same boat - ideally in the same community.This truly pains me to share - but most of the disasters I'm seeing across Western NC are going to be considered flood events and if you do not have a separate flood policy you will likely get no coverage.

Networking also plays a vital role; connecting with other investors, real estate agents, and industry experts can provide valuable insights and open doors to new opportunities.

The modifications on eleven of these loans with a total UPB of $456.5 million included extensions between two and nineteen months.

As for your lease, Section 8 requires a Housing Assistance Payment (HAP) contract, but your existing lease can often still be used, with some modifications to ensure compliance with Section 8 requirements.Who Decides the Rent?

I had a tenant who asked for modifications to the home after they moved in because they had mobility issues.

First, I went to the lender and asked if we could do a loan modification instead of me shopping around for a new loan that might not be with them at a lower rate and for a modest processing fee they did that.

I just think it is vital to have some boots on the ground in the city where the investment property is, especially for smaller operators.