Less risk as far as a debt note, that's true, but debt is not the only risk to be managed.

Is your $$$/mo CF a true CF, or is that your net right now without any maintenance coming up?

They do not want to reveal the money trail (true source of funds).

While that may sometime be true, full disclosure to all parties should eliminate any ethical or moral concerns (imo).  

True although the fires this year just adds to the reasons to leave California (excessive taxation and regulation, overbearing political correctness, downtowns littered with feces, etc.).

While it's true I don't necessarily trust the pricing software algo, I really like the ease of accessing the data.

Thank you allThis sounds too good to be true.

Whether it’s true or not doesn’t matter as much as the fact that the industry at large believes it’s true.

This is true regardless of the country. 

This is true for me anyway.