I am considering doing this with a 0% APR credit card to avoid a loan. 

I’ve done some research and have found that some banks will allow the seller finance portion from the seller to go towards the down payment of the loan, is that true?

It gives you the flexibility kind of like a credit card that allows you to borrow a certain limit and withdraw funds as needed.

For a select few, this can be true, but wholesaling is much harder to get off the ground.

I stayed on their "a@@" for weeks and pulled the we are getting a lawyer card.  

I don't know if theirs is too good to be true and actually I think the fact that they have the VA system set up to work on leads for you is a huge plus.

A true win-win I realize this is biggerpockets so we’re all supposed to act like real estate is the most amazing investment class on the planet.

Is this true, and if so should I consider this now or wait until I have a few properties I can put into it?

For now, my immediate goal is to pay off all of my credit card debt (should be accomplished by February 1.), and continue to educate myself on NOI, Cap rate, cash-on -cash return etc.BP community, I am open-minded, willing to take initiative, always willing to be taught something new, but also ready to share any experience or knowledge I have that can help someone else. 

Also putting a business card and flyer on the door could work.