Joel, you are a TRUE professional.  

But, if the deal is a true ABL play, I may not even look at a credit report at all.

One thing I wish I knew starting out was the true overhead of running a RE business it can be pricey if you don't run your numbers right.

That is a true portfolio loan with a commercial loan and through a commercial lender or bank that provides portfolio lending.

If you’re looking for ways to make the numbers work, sometimes that means evaluating different markets, financing options, or property management strategies that help mitigate risks like vacancies and maintenance surprises.You’re not alone in feeling like 2025 could go in multiple directions, but one thing remains true—real estate continues to be one of the strongest vehicles for long-term wealth when approached the right way.

Is that true? 

True, but (a) they were typically experienced investors, and (b) today's market includes record prices and high mortgage rates, which is a double whammy. 

If the offer price is too good to be true you may be dealing with an inexperienced wholesaler who doesn't know the market. 

I think AI will continue to get better with time but robots will never be able to build true trust because they have no feelings. 

He says he has an attorney on staff but this is not true.