I work a W-2 day job and have my own electrical business.

The bank and mortgage company we are using is giving us a hard time about us co-signing due to my separation and new job due to only having been separated a couple weeks now.

My question is how can someone be so far off on value and continue to keep their job? 

I file a KS return anyway for my W2 job.

Quote from @Michael Klick: Quote from @Jonathan Greene: HELOCs are fine, but keep in mind that you really only want to use 50 percent of less (each) of your available equity just so you aren't creating a problem that you can't solve later if the value of your personal residences fluctuates.If you both have W2 jobs though, have you looked into getting qualified together and just getting a loan, 10 percent down each?

Also deleting duplicate posts, not sure how you could make it so duplicates self delete or don't post for those of us with tech challenges....

Purchase price: $150,000 Cash invested: $90,000 Bought as a forclosure gut job.

For a growth market to be growing, you need a lot of job and population migration. 

I think we will see more "adult" families living together...kids move back in or parents move in with kids.The traditional apartment model was based on 12month leases, but jobs are not always 12 months and people want flexible terms, so co-living often offers that.Seems like younger people between 20-30 and some other age groups don't want to get married and start that housing pathway our parents and grandparents took.   

There is a lot of discussion about what jobs will be lost and created with AI.