I don't get a great taste or feeling about the MHP sponsors mentioned based on this.

We recently signed up with Steadily, which is the preferred insurance partner of FurnishedFinder.

Its tasteful but makes things a little cozier.We are not a luxury property, and that's ok. 

I prefer to stay further from the coast and hopefully further from major storm/flooding events (potentially lower insurance costs).  

Sounds like you've found a reliable resource for SBLOC, but what you are describing almost sounds like preferred equity as well. 

Replacing a bathtub with a shower can make narrow bathrooms feel larger and more modern.That said, consider keeping at least one bathtub in the building for market appeal, as families with small children or certain renters may prefer it.

Consider house hacking when rates and prices are a little more balanced with reality.I would prefer a duplex/triplex but I know getting into a single family home and renting out the rooms is more accessible .

Ken, I would prefer to do that, but I wasn't sure if any banks would offer that type of loan or line of credit.

Yes, as I'm doing more research, I'm finding that I would prefer to invest in markets that I know personally, so as not to rely on external variables completely.

We would have preferred to work with them within reason to make it a quicker and easier process.