Having said that, there are so many reasons people don't qualify for conventional financing, it's spawned an entire segment of lending (DSCR):)No income verification other than the leases, max 60 days seasoning on down payment and reserves (in some cases no seasoning, only source) and no limit on the number of properties you can have financed are three big reasons why DSCR and non-qm in general is the fastest growing segment of mortgage banking.Hope that helpsStephanie 

The Cleveland Clinic has become the #1 job supplier in the area, and that has spawned many more industries, including biomedical technologies, to move into the NE Ohio region.  

I often see people talk to people like they are the Spawn of Satan if they say they are making a "cash offer" and don't have the actual money in a bank account, liquidatable stock account, or stuffed in a mattress as they don't trust them there banks!

Trying to answer that spawned a whole bunch of research that taught me a great deal.

Purchase Price: 170,000After repair Value:260,000repair cost: 10,000rental income: Front unit 3b 2b = $1400 back unit (studio) $500 = $1900 The seller owes $75000 in taxes is 85 years old and her children are a demon spawn.

This is spawned from another discussion: https://www.biggerpockets.com/forums/52/topics/591...I really like the input "You didn't buy that house as an investment, so sell it", but to take that a step further; what do you all look for in an investment rental property.

This has downside implications for OO homebuyers as well as investors seeking to buy with leverage, or sell to mortgage-leveraged buyers.In any case, it might be dangerous to ignore the matriculations and subsequent trends spawned by this new policy, active TODAY, APRIL 1, 2012.

Many negative practices have been spawned by this requirement.

This isn't a main gig / side gig ping pong.I figure: (1) if I love to teach, a lot of people tell me I'm good at it and I'm at a place in life that I can do what I love to do - I should do that and (2) if I can teach you to be successful (with my "secret sauce", you'll probably "be around in my world" for a long time, that relationship might spawn opportunity, and you might possibly even use my software for years to come.I have a saying that goes like this: "I can teach it to you, I can't understand it for you." 

Luckily that in real life we don't have to die and re-spawn; we just have to use our smarts and passion and motivation to keep moving forward.Okay, well you have to establish what type of character you want to be in a game, right?