It may be hard to hear/read, but let's separate the emotion from the facts.This makes sense on why you're so offended.

@Vince Scipione  This is very solid advice to keep it separate and I agree with you, the only reason I was even thinking of it was to help me raise the initial funds for my first investment.

LTV & CreditEliminate the emotion and treat this like the business it is.In my opinion it does not matter who the borrower is as long as they have a track record of ATR (Credit)And I feel comfortable with the leverage (LTV)

It separates your personal assets from your business, providing a safeguard if any legal issues arise related to tenants or the property.

It is a corner lot, so they actually have two separate driveways, which is great for privacy.

Savings: Hold the deposit here so it's separate from operating funds.

Focus on the numbers rather than emotions.

Open a dedicated business bank account to separate personal and business finances, ensuring compliance and transparency.

Two flats are essentially just houses.... they trade like houses and there is a lot of emotion involved.

Each DSCR loan is separate and qualifies separately, so one doesn't necessarily affect the other except for the liquidity needed to close since you'll have multiple down payments/closing costs for each transaction.