It will also dramatically lower my risk profile so that I can relax in retirement. 

When you get off work, you can relax and indulge in TV, foods, vices like drinking, etc.

Buy mix of BDCs, public debt, and private debt and relax.

You get a ton of fresh food and it's very relaxing to see the results each day.

These lenders may have more relaxed requirements regarding the ownership structure (LLC vs. personal names).Seller Financing: If the seller is motivated or willing, you could negotiate seller financing where the seller acts as the lender.

To be honest, unless your area has super relaxed laws, I would either negotiate the unit to be vacant prior to acceptance or just skip it altogether.

(This will be a business, not a relaxing vacation on the beach.)  

You have a really relaxed and great attitude.  

The good news is that Fannie Mae and Freddie Mac recently relaxed underwriting guidelines to allow for it.i recommend checking out Freddie Mac's Home Possible and Fannie Mae's HomeReady program.Outside of that, working with a mortgage broker can also help you shop around for lenders that allow for boarder income.Good luck!

The 2023 market lulled some buyers/investors into thinking they could relax, that they had some power and time to mull over decisions.