When they pay out a claim, the money comes out of their pocket.

Check it out here: https://get.biggerpockets.com/momentum2025/

Find the best property you can afford that also can produce enough income so that your monthly out of pocket expense is equal to or less than what you'd pay in rent.

Meetup.com is a good resource for those but some of the groups will also post here on Bigger Pockets Marketplace too.

Google for a Service Agent who does Evictions and pay to get them out.

You don’t want your lender to go out of business while still holding your construction escrow funds.Can you provide me with the contact info of some recent borrowers?

A line of credit won’t commit you to a monthly payment unless you use the money, so you can avoid paying interest when it’s not in use.

That's exactly the strat for now, some more Airbnb's and a House Hack for the first half of the year but a House Hack DP in NJ is still 5x more than a DP on a SFH out of state in some markets.

I plan on living in one side and renting the other side out. 

When there is a sum of money in the bank, I’d rather buy another property than pay for fire damage, and I’m happier with the insurance coverage.