My plan is to maintain the status quo and benefit from annual rent increases and equity gain as the tenants' rent covers the mortgage.

My plan is to maintain the status quo and benefit from annual rent increases and equity gain as the tenants' rent covers the mortgage.

Do they offer any other services that would benefit you?

Very likely no (how do you think this would benefit him?)

Regarding buy downs, rate benefits vary by loan term.

Quote from @Tim Buckingham: @Jonathan Moody Good information but I'd like to add some additional points (note that your mileage will vary due to numerous variables). 

Another benefit is lower flood risk...those may be famous last words, but you're in a good location/elevation relative to other parts of Houston metro.It is very street to street and block to block.

I'm so excited to hear the Maximizing Your Tax Benefits session!

But in reality, for younger people with moderate income, I actually see less benefit to financial planning.  

The purchase was structured to ensure both our partner and the seller benefited, allowing for a smooth and timely acquisition.