@Chris Seveney is correct, security deposit claims only arise if the funds are not returned.

Screen tenants thoroughly, have a solid lease, and maintain an emergency fund for unexpected expenses.

Properly maintains/doesn't damage the property.3.

It took a few months to correct it but they finally did.

IMO the 2 shows should maintain their distinct feel, otherwise why listen to both? 

In a busier place, you might just be told to find a GC to "un-cluster' what you did.For me, when this happened, I had to go and hire a certified plumber, and electrician, and framer to come in and certify that all the work my handyman did was correct - and to fix the issues that weren't correct.  

Now we're seeing major disasters in densely populated areas and insurance companies can't maintain their profit margins.

I had to look up what "variance analysis" meant.If I understand the question correctly, you're asking "What went wrong to not hit our 20% target?"

Has anyone here retired debt-free, and how has that impacted your life versus maintaining debt for investingLooking forward to hearing your thoughts and experiences!

I have serious doubts that the company officers have maintained their fiduciary duty to RAD's investors in many of these related-party transactions.