@Jim Growfer Cap rate and cashflow are not intertwined at all; separate measures.

Hey everyone,I'm just kind of looking for some general advice/tips as to how to go about meshing being an agent and an investor. I'm sure a bunch of you have done the same thing, getting your license to make your inve...

Here is my Dodd Frank summary on my BP Blog http://www.biggerpockets.com/blogs/3/blog_posts/39...Here is my Dodd Frank Library on my BP Bloghttp://www.biggerpockets.com/blogs/3/blog_posts/37...You will hear this from some of the most knowledgable Lease Option - Dodd Frank Authorities - There is no case law with pure lease options - Dodd Frank - CFPB.A pure lease and a pure option that is not related (I read you are using a lease and option that is intertwined) does not come into play with Dodd Frank and the CFPB.My view is ANY tenant buyer that I talk to goes through a RMLO underwriting process to protect the Seller and myself.I know that is "over kill", but I do not want a letter from the Tenant Buyer's attorney saying we did not get the Ability to Repay Rules looked at by a RMLO.  

No matter who you talk to, you should always clarify what exactloy they mean is people in RE seem to inter-twine many different terms, regardless if they are correct or incorrect.

Let's not intertwine these two things and merge them into one scenario - they are different.

Now two entities are intertwined in the operations.  

Trying to fire him for lack of work or evict him (for whatever reason) becomes a disaster situation if you have intertwined your lease with the contracted work.

You’ve got a similar setup to mines…yes garden and unit 1 are intertwined for gas and electric.

Cost Analysis Performed as Rental PropertyIn:Rent - $19,176.00 (Verified as accurate)Out:(Annual) Actual Taxes - $1,433.00(Annual) Estimated Insurance - $1,342.32(Annual) Property Management (Optional) - $1,629.96(Annual) Estimated Utilities/Lawn/Vac -$1,917.60Total Costs - $6,322.88Net:$12,853.12Earn:Total yearly net equates to -$12,853.12Total monthly gross equates to - $1,598.00Financials – Due to my personal finances being intertwined with my financial plan, I'm going to leave this vague for the purpose of this post.  

A pure lease and a pure option that is not intertwined or dependent on each other is not involved with Dodd Frank or the Safe Act.Once you make performance of the lease subject to the lease or or use rent credits as a financing arrangement, now you have issues Dodd Frank or the Safe Act.Bill Gulley may want to comment.An option alternative is a ROFR, see http://www.biggerpockets.com/blogs/3/blog_posts/38...