My second question and the one i would like the most detailed (i appreciate it in advance) is if u can statr in numerical order what is needed to start buying your first rental property.

Bottom to top was the copies of contracts to purchase, appraisal, insurance binder, inspection reports, telephone and misc. notes, copies of receipts for acquisition, HUD-1.Right side bottom to top, tax assessments, insurance policies, tax and insurance receipts, repair maintenance receipts (if extensive, a seperate folder, with an identifying page listing associated folders, like utilities) Utility agreement (landlord agreements) and on top the current lease.On the outside of the folder the property address, legal description, tax ID number, Insurance company and phone number of agent.Anyway, different categories were filed in alpha order first, then in numeric order.

As a landlord/investor, I have multiple properties in numerous states, high credit, 6 figure checking account, have never missed a payment or even been 30 days late, but because I am self employed, I am considered the most risky borrower and therefore cannot qualify for institutional lending.

As has been mentioned in numerous "where do I get a POF letter" threads, its trivial to find a meaningless pro-approval letter.

It appears similar text has been posted in numerous locations.

I've worked hard in numerous places to avoid timeshare salesmen.

You're right Sam, in numerous short sale courses I have taken, they all warn against submitting multiple offers to the bank on a short sale, so obviously agents have been doing it this way that screw up the deals so bad that they are now telling us NOT to do it but submit one signed offer until it gets approved and hold any other offers as backups only.

The complexities, reasons and motivations of modern warfare has been written about in numerous books.

I don't blame him, he just want to make money and I just want to save it....This is exactly right and evidence of what I have been saying all along in numerous posts.

I do not want him selling with out me and running off with my half of the money, considering all the cash and debt I have put into the mix, as well tons of my personal time.My partner is the one with some experience in real estate and I included majority of the cash, if not all, because he is very secretive and have caught him in numerous lies, either saying pex piping was more expensive than copper, and I notice many other little lies he tells to potential investors as well.