If you're looking for a great lender who can get you to the finish line, including getting creative if there's any problem with your loan, contact James Mahieu with Northpointe Bank.

I'm sure he could give you some pointers on setting up a business and creative ways to save money.

I don't know about your state but mine (TN) has a lookup tool that will show you the agent's original license date, the brokerage incorporation date, etc. 

I was going to do that in an attempt to get creative with my financing options so that there are no liens on it and I could borrow against it as an option.

The key is to start small, leverage creative financing, and keep reinvesting to grow your portfolio.

They tend to be less bureaucratic and more creative than big banks.

Is it a wrap note, where your seller-carryback note incorporated the first position note and the buyer pays you in full every month, and then you pay the first position lender?

please let me know if you have successfully completed a creative finance deal and you have some terms example breakdowns i can take a look at much appreciated im trying to buy an apartment complex asap

Since financing might be tricky, you may also want to explore DSCR loans or creative financing options.

I actually got caught up in the creative finance bubble of trying to lock up properties way over their value just because it had creative terms not realizing that if you were to buy a property at 120% of its value you will never be able to refi or sell without paying out of pocket.