The decisions and actions you make today can lead to incredible long-term benefits, so it's great that you're starting now.A good starting point is connecting with a lender that aligns with your goals.

Hard money can give you more flexibility and faster closings, which are often needed for investment deals.

Or maybe you fill the unit a month faster and it pays for itself.

@James SillsFrom my experience working with investors, transitioning from residential to commercial real estate (CRE) is an exciting and achievable goal with the right foundation.

So much depends on your intended move out date since you said you're moving out faster than expected.

What are your goals in 2025?

@Rafael Ramos All your goals contradict each other:(1) Cashflow: buy Class C & D properties2) Appreciation: buy Class A & B properties3) Low Crime: buy Class A & B properties4) Why would you want your investments to lose money to lower your taxes?

Technology is fast moving and they need to move faster than that.

Responses are a month faster than a company doing it for you. 

I realize that commercial investing is more in-line with my goals, so I have wiped my slate clean and ready to start over from the beginning.