People have been dropped by insurance companies in wildfire areas and had to scramble to try to find insurance - some using California Fair Plan. 

Similar to what Patrick stated - most have ITINs and have seen a lot of loans like that and those are sold many times on secondary market. if not I know people who still originate I would say they are tougher to sell on secondary market but there are still buyersRe: jay comment - price of notes has doubled over past five years on many loans - especially defaulted or loans with some hair too them. 

But, had a number of people asking me to reply which resulted into a Ban

There are a lot of people looking in Indy on here, but there is a tightrope you have to walk so you don't solicit.

We are the kind of people who do not jump into anything without fully planning it out.

Join these groups, engage in discussions, and let people know you’re eager to learn wholesaling.

And the split is whatever you decide on. 50/50 is what a lot of people usually do.

Quote from @Jesse Yoder: What insurance works with people doing BRRRRs? 

Any insights/people with experience in this market who can chime in?

A lot of people tend to overcomplicate it.