Our lender has informed us that we need 12 months of rental history to use the actual rent for financing purposes, or we must rely on the appraiser's fair market short term rental value.

So he bought up several owner financed properties that offered 0% down, and he cash flowed. 

What do you mean by "traditional 6-month financing route"?

Our lender has informed us that we need 12 months of rental history to use the actual rent for financing purposes, or we must rely on the appraiser's fair market short term rental value.

HELOCs are definitely a good option for financing BRRRRs.

Those are good resources, but what you will find is that most of the closing is learned in the field by connecting with people.A couple of tips:1.

Welcome to the community and be ready for a huge amount of information at your finger tips.

Sellers of commercial property will be savvy to Seller Financing.

Ignore seller finance for a second...Can you buy a house, put 20% down...yes.

I like the strategy of having a job with guaranteed income and taking advantage of owner occupied financing to purchase a house hack, staying connected with the REI community in the area, and scaling up from there.