And you can definitely pay off your home faster if you focus on running all of your expenses through it and watch your expenses. 

So, splurging on a pool table, hot tub, and a telescope to enjoy the views would yield significant returns.I'd love to hear your thoughts!

@Stacie TellesMost lenders have a seasoning period (typically 6-12 months since the original loan), so check with your current bank or shop around for others.I would also watch out for prepayment penalties on your current loan.

Payed for the so called free CD/DVD stuff and all of the sudden they are charging me $40 and $98 a month for something I never signed up for.You got to watch these gurus they like to sucker people in with these free CD's,etc but in reality it's a scam to drain you of monthly charges for something you never asked or signed up for.People like that belong in jail.

You'll need to really look at yourself and understand what you do well and enjoy, at the end of the day if you enjoy what you do you'll have more drive be successful everyday. 

You can watch the meetings at this link: https://engage.buncombecounty.org/d1035 I haven't watched the videos myself.It's hard to predict where things will go now that we've lost thousands of housing units, many of which were in the most affordable bracket.

I would enjoy meeting other like minded investors in my area.  

Yes you partner with them on the individual deal but you get the reps in to become better at watching a deal from start to finish. 

If you are into positive affirmations, the Miracle Morning, Tony Robbins, etc. then you'll enjoy that aspect. 

@Melanie AlzugrayInvesting in a resort you and your family enjoy is a fantastic approach.