Margins seem low and the risk seems high.

The problem is: A traditionally financed low-down payment house-hack with traditional long-term rents simply won't cash flow during occupancy, or after, in many MCOL-HCOL markets in the US. 95% leverage at even 5.7% just won't work in a lot of cases right now.

Would you rather set it and forget it and not need to refi again or rather take advantage of low/no closing costs on this loan and plan to be more aggressive on your rate at the time of your refi?

Great weather and very low crime rate.I am humbly looking for seasoned syndicators and sponsors to advice or team up with me on this new venture.

So making it my primary is a low bar.   

I'm currently renting and when  decided I wanted to focus on real estate investing, I decided not to buy in Tampa because of the low MF inventory and in home house hacking is not for me.

Your estimate seems low, but even at that cost, it will not add that value.  

I'm looking to start with Multi-Family (duplex/triplex).  I have my own home so this will have be as an investor with 20% down. I know there are things I need to do to analyze if the deal is a good one, like rental ra...

The median home price is also very low nationwide which creates a low barrier to entry.

Multiple people had some bad things to say about the area, but when I moved and realized that it was a low income area with a lot of homeowners, I was motivated to improve the property to match the effort my neighbors have put in.