It's really simple; when ya don't know what to do or how to do it HIRE and employ those who do. 

But, they will be in challenging parts of town where realistically you do not want to own property and your long-run returns will under-perform.I'd encourage you to find a balance of sub-market growth, nearby employment, strong income, and only then a good rent-to-value ratio. 

For those of you that have good w2 income and want to take advantage of employer matching (100% return!)

How will you do so if you are W-2 employed?

Your strategy takes advantage of your employment cash flow and ability to control discretionary spending.  

It seems like this would have to be some preset terms under employment agreements.

For example, population growth, employment rates, rent-to-price ratio, rental demand, etc. 

I would also look at employment/unemployment statistics, and get a good sense of who the biggest employers are in an area. 

Multifamily mindset has recruited students from all walks of life such as teachers, medical doctors, veterans, real estate agents, business men, and I was included into a group (multifamily mindset encourages students to form groups) and one of them is a veteran who is divorced, has kids to support, not employed during that time, got a loan of $40,000 for the tuition.

Your ad should require "proof of income" not proof of employment.