It's very difficult to create blanket laws stopping people from entering into voluntary transactions, even the transaction is largely disadvantageous to one party.

The real test will come when the Fed begins to cut rates, as indicated for later this year, making it a challenging market for both parties.”Clare Losey, ABoR’s housing economist, recently said, “From the buyer’s standpoint, there are a number of advantages and disadvantages…The biggest headwind to them are higher mortgage rates and the decline in purchasing power.”Here are the full stats for Austin and the greater metro:Here’s a chart showing the median sales price of a single-family home in the City of Austin for the first half of 2024:The median sales price for a single-family home in June 2024 was up roughly 16% from the beginning of the year.

I dont really see a disadvantage to investing in the self directed field other than it is not as easy to 'cash out' if you need the funds for something else, which is not always a bad things IF you are investing for the longer term, and that you can not leverage as highly as outside a plan.

The only disadvantage is that you would pay the HELOC payment to buy time to see what happens. 

California is challenging because of high prices and landlord-tenant laws but buying out of state brings about a different set of challenges - being 2000 miles away puts me at a disadvantage.

Each has its benefits and disadvantages and people can debate one is better than the other.

Quoting two books isn't going to change my mind on that.The one disadvantage of a PUP is you become more likely to be sued, since the lawyer will see that it can be worth suing because there is money to be had through your policy. 

Feel free to connect to discuss all the advantages/disadvantages!

Advantages/disadvantages about a longer-term lease in this situation?

Seeking stable, long-term housing can lead to longer tenancies and lower turnover costs, which is what many Section 8 renters are after.There are, however, disadvantages to take into account.