I work with a few Impact lenders who specialize in LIHTC housing financing for stabilized and construction properties.

You will need special Lessor policy. 

With over 30 years of experience in Commercial Real Estate, I specialize in the sales and dispositions of investment properties across Los Angeles and the U.S.  

PS, if you're looking into commercial and syndication, would love to talk more about that as well as I specialize in those as well! 

The one I’ve spoken to says 25% down and I’m looking for lower than that.Hi Abby, I have the best lenders in the game and they have special loan programs that let you do way less than the normal 20% down.

They often pay out replacement cost value (RCV) for damages.DP-3 (Special Form): The most comprehensive DP policy, DP-3 offers "all-risk" coverage for the dwelling, protecting against all perils except those specifically excluded in the policy.

You won't run into too many with the quality housing, but there might be a few good Sec 8 homes that you get a good deal on and you want to be prepared.Otherwise, pay special attention to the finishes you use as the quality of finishes can leverage an extra 10-20k in appraised value which can get you the financing/refi that you need.Happy to connect and help where I can!

Have a close to 50/50 mixed use property is going to make it more difficult to finance - most lenders specialize in one type of lending or the other.

I spent the past five+ years working for renowned designers in Portland, Maine and I'm excited to bring my expertise to this market and connect with professionals in the real estate and investment community.With a solid foundation in high-end residential and boutique commercial design, I specialize in creating spaces that are both functional and beautiful.

As a loan officer, I recommend first ensuring you have a thorough assessment from a contractor who specializes in fire damage.