You can get a $1.2M stop-loss policy that kicks in after $300K combined losses on all 5 units.  

If you are using it to buy a turnkey property which needs to produce cash flow to be considered a viable deal how does buying turnkey(Little to no cash flow) combined with HML(High interest only debt) make alot of sense financially? 

Approx 5 commercial  properties with total combined value book value 12m .. actual maybe 20-25m?

Combined rent $1950.

If more than one person applies together, then we combine their scores for a group average.

You can't get "clear title" until all leans are cleared, whichever way that happens SOMETIMES, but not frequently, the 1st and 2nd will combine and both will be included in the auction.

A combination of these things?

This combined with minimum footage for a bedroom means many lofts do not quality in CA as a bedroomDifferent states will have different requirements for what constitutes a bedroom.  

Now think of this "work" as a combination of trade school and actual work.

It's a winning combination of direct access to industry experts coupled with building lasting relationships and get direct feedback on your strategies in small-group format.