Open to suggestions.Little about me I have a relatively higher paying public service job.

Tenant is profusely sorry and stays in contact, but that does not pay the mortgage.

I'm looking more for an overarching portfolio spreadsheet to track asset performance over the lifetime of holding the asset.If you have the property manager paying the mortgages, taxes, insurances, doing all the accounting, etc why not just ask them to generate whatever report you want?

Your paying $180 for nothing for now.

If you do it all above board, you would pay taxes on the rental income received and your daughter would be using post-tax dollars to pay rent which isn't the most efficient.

That's not the same as paying cash.According to a different post, your credit card debt costs you $600/month.

If you don't occupy the property, then you'll have to pay 20% down.

It'll be important to know how much taxes you're gonna be paying when you sell it.

You may be required to make estimated tax payments when the property sells.It depends on what your 2024 total taxes due were and 2025 estimated total taxes / withholding / estimated payments are.If you pay in atleast 90% of the current year tax or 100% / 110%(Depending on 2024 income), you are normally considered good.You may want to consult with an accountant for more clarification.

Now I spend 5 years hoping they make their payments and somehow refinance to pay off the balloon.