Many, if not most, want to have this data, but a very high % don't calculate monthly performance.

Calculate your sales cost before you upgrade.Never overbuild for the neighborhood.

Also, take a look at a condo if you really want to be in SB proper, it might be a way to get started, and calculate the insurance and maintenance that an HOA would pay

Now that you have those numbers, you will take the total value of the homes, subtract the assessed land value (land doesn't depreciate), then subtract the applicable extra depreciation that we calculated above.

If you’re not calculating cash flow, cap rates, and ROI, you’re flying blind.

Yes, my DSCR calculation is 1.5 on the conservative side.

The lender will use the settlement statement amounts for calculating LTV and other figures, not the current appraised value.

Using criteria like price-to-rent ratio, pop growth, employment trends, and wage growth, relying on multiple sources (PropStream, Zillow, Rentometer, FRED) to calculate averages. 

Instead of only counting 75% of the rent, they might let you offset the entire mortgage payment, which would lower your DTI significantly.Lenders calculate rental income differently – While 75% of projected rent is common, others will look at net rental income from your tax returns if you’ve owned the home for a while.

Hey Tim, I’m using the BRRRR calculator and came across a similar challenge in trying to get accurate numbers while incorporating a private loan for the down payment and most of the rehab costs.