Which I said I take, money order, cashier check, mail, epay at Bank of America, direct deposit at BOA, CashApp, Venmo.The next day he said he was moving out.

None of my local title companies will insure a particular title issue (BOA foreclosure and loan modification done improperly).

Did that on my BOA LOC. 

The results of my Round #1 were as follows: Bank Of America - BOA ADV TRAVEL/CASH – 0% APR on purchases for 9 months Approved $16,000Capital One - SPARKS SELECT 0% APR on purchases for 9 months.

I'd never heard of recasting until a loan officer at BoA sat me down a few years ago and explained it to me. 

Will big bank such as BOA or Chase offer mortgage (typical 20% down) to this type of property (high-rental-occupied)? 

As an agent, you should know that Wells Fargo, PNC, BoA, Quicken etc. are all looking for reasons to deny loans at the last minute.

I show the video of the boa execs having great money and losing alot cause it is tied to stocks, stocks fluctuate for most part.

Second mistake: BOA and Chase bank both had policies they would not give me a re-finance for a mix-use property (I bought in cash).

(or John Hancock, UBS, USAA, BoA, etc.)There are a few government regulations in place to try to provide some consumer protections, but they are rarely enforced.