Coyote on steroids!!!

To benefit to the max,qualify as a realtor or "in the business" to make this system work in a way that it is on steroids!

Another option can be Checkbook IRA, which is SD IRA on steroids.

It sounds like there isn’t any explicit prohibition against asking a mortgage applicant if they have done forbearance so I bet the overlays will account for it.Reminds me of when MLB did the “anonymous” testing on steroids...nothings ever anonymous and I don’t think this will be helpful to folks in the future, probably not a death sentence but....

But the idea really puts real estate and banking on steroids. 

That is a nasty synthetic anabolic–androgenic steroid.

This dog was insanely aggressive, and looked like it was  on steroids, when we tried to pay them ($500) to get rid of it "sorry, we got it as an investment to breed it"-- who breeds an incredibly aggressive dog..... yeah.   

@Nicky ReaderI don't know what exactly it is but when the tenant sent me the picture it looked like a mouse on steroids that bulked up in the gym to the size of a rabbit..so I am guessing it must be a bandicoot , definitely a rodent not mongoose.

OPTION 2 (Cash-Out Refi)80% LTV Cash Out Refi at $172K loan at 2.99% fixedNew P&I pmt: about same as currentCurrent HELOC gets paid off/“rolled in” to new mortgage$26,500 cash out minus fees, so probably low-to-mid $20Ks cash outPros: tax-free cash out for other investments, lower interest rate than current (2.99% vs 3.375%), replacing current $28K HELOC debt at 3.50% variable with 2.99% fixedCons: no reduction in pmt, larger loan amount than currentOPTION 3 (Steroids)Same as Option 2 except going out and getting NEW HELOC to tap additional equity (local credit union does 90% LTV)—-Primary Goals: Flexibility & Increase monthly cash flowSecondary Goal: Reduce interest expenseSide note that I am in great financial shape with no real “need” to reduce my monthly payment but am looking to relatively early FI.

If you end up doing it as far as taking the option fee and finding the sellers a tenant on steroids let us know we want to hear the good results.