75% will be the industry standard for max cash out. 

@Michelle Simoni seller-financing usually only works on sellers with a problem they are motivated to get rid of:1) Been for sale for 120+ days2) Nonperforming property3) Problem tenants4) Deferred maintenance issues5) No equity6) And obviously they want to get rid of the problem MORE than they need their cash out

There is nothing else to turn to.In fact when was the last time you got paid in cash?

My cash flow number is the cash flow reflected after extracting off all sustaining expenses.  

In 2020 I used the HELOC on my house in New York City to buy a house in Buffalo New York for all cash.

So, I am left wondering how I can break into the CA market without needing loads amount of cash to do so.

Assuming you are an only child I would ask him how much cash he wants.

And the nice options downtown are too expensive to even consider cash flow.  

Potential Negative Cash Flow ImplicationsIf your DSCR loan is cash-flowing positively, it may not hurt your ability to qualify for a full doc loan, in fact it would help.

I’m in Ohio, so I can purchase a property with $40k cash out, invest $10k in repairs, and rent for a couple hundred above the monthly operating costs.