Do you frequently require subcontract and vendor engagement (lawn care, snow removal, building maintenance, management company etc.) and if so, do you sign contracts and require that you are listed  as additional insured on their insurance policies? 

They take care of plowing of snow in the winter, and we care for the landscaping.   

I will say with honesty, DSCR loans are generally the “easiest” in the block when you are a lender who works with 100 different loans types but they are all still snow flakes and require individual attention.

Not quite to pre-covid levels but homes that were $550k pre-covid can be had in the high $600's now, down from a peak of around $900k. 

Incessantly asking the prospect to invest in your multi-level marketing scheme.

You’re shoveling snow with a shovel; they are using a snow plow.  

Same as @John Underwood, @Diaz Principe Nicolas.I would love to get more off season bookings but there ins't much call for a iced in lake house with a foot of snow on the ground and the lake being frozen over.It is fun to see how many turkeys end up on the deck and to watch if wolves use the frozen lake to move around.

PF Hey Peter, I am guessing you are in the Mt Snow area?

HOAs are including the roofing, snow removal and trash rest will be on me.

We rent single family homes, so we have a conversation about yard maintenance, snow removal etc - have you don't this before, do you have the tools etcI also bring up house cleaning questions, by telling them we had a tenant who did not own a vacuum cleaner, did not know how to run a dishwasher, had a mess in the basement etc - and then see how they respond.That is a non-offensive way to talk about house cleaning and you'd be surprised how different the responses are.