You would then stress to not incur any improvement cost above $22,000 or you may have to liquidate the property.In this scenariod, $60,000 if you are making an above return at 10% to 12% annually + $30,000 making $4% in a HYSA, the average return is maybe around 8%The blended return would be about 9%You may be better off investing in the stock market, get a slightly lower return but without all the added stress / work.

Unless you're working with Private Money that is going to carry the risk of your lack of experience, banks want to see experience, Net Worth and liquidity after close to consider the terms.I started with single family, four plexes, and remodel flips for a lot of years before getting into larger deals. 

What I was thinking was, perhaps the seller's contract with the agent is soon expiring and if would not renew the contract with his agent he might consider dealing with me directly. 

And I was greatly relieved when the three year statute of limitations had expired.  

Quote from @Sean O'Keefe: @Ignacio Vidal Traver This thread also has a great hours tracker / activity log https://www.biggerpockets.com/forums/51/topics/816680-real-e...Sure, sent! 

These people get free govt money with these vouchers that never seem to expire.

However, we are much further behind in construction than anticipated, and the lender just reached to us to let us know that they can no longer continue funding because our loan just expired. 

Great rental income, strong FICO, low LTV (60% or below), strong liquidity and PFS.

B2B Bank had just introduced liquidity requirements which seemed to indicate they really did not want to be providing that service.TD was the last of the Big Five to offer the ability to write and hold arm's length mortgages.  

Some ideas I've considered:Equity Buyout: Having another investor or my partner buy out my 40% equity.Seller Financing: Selling my equity and offering seller financing to the buyer.Selling the Property: Liquidating the property entirely and splitting the proceeds.Does anyone have experience with situations like this?