Your loans will be on a commercial basis with investor/operators in RE, so the perception should take on a different flavor than by the general public.

Generally, if an accepted lending activity is regulated by law it will first be viewed as being compliant under those restrictions and not under SEC, unless that activity takes on more of the flavor of a security activity in light of various issues.

While there is no issue of a deficiency judgment with seller financed installment contracts, if that note is sold for cash, that cash injection could make the note take on a different flavor.

I recall giving a suggestion in the thread introducing the guide.If you try to make it too comprehensive, it may no longer be a guide and then it could take on a different flavor.

So, while what Dave is saying is very true, it can be a case by case basis with a different flavor for some holder on the street.

I actually am using some vibrant colors in certain rooms when they fit and have been getting great feedback from buyers.

Houston is a different market flavor, but it still doesn't change my suggestions.

Paige, really depends on what flavor of real estate you are talking about?

Acknowledging and discovering the many wonderful flavors of REI will keep you "happier and closer to a place of true investing" more times than not.My take on the OP's thread and not having listened to it myself yet is this, I think it may be alluding to the Note game.

In Denver and Colorado Springs, we see a diversified strong economy (Covid notwithstanding), a relatively low unemployment rate, an attractive quality of life, a vibrant city attracting young people, new companies and tons of leisure activities.