I'm considering going back to school to enhance my knowledge of real estate/finance and I'm wondering if the LLC route would legally by-pass Dodd-Frank for small business investors?

You have no control over single-family home appreciation, but you can create value in a true income property by enhancing its income stream.

In the bathrooms and kitchen we are planning on textured the walls with knockdown and going over with probably an egshell or satin finish.

get a job that pays you some money and spend that money (or as much as you can) doing things that will enhance your mind.

IMO a roof has NO ENHANCED VALUE for the simple reason that the bare minimum buyers want from a house is a ROOF OVER THEIR HEADS, and a house without a roof, or with a visibly damaged roof is unsellable.

The only way I would not is if it was textured paper.

We offer both lending facilities and a Proof of Funds service for collateral enhancement.

Are the walls textured?

And I think peel and stick that I could do myself would be much less expensive than framing, sheet rock, texture and paint.

You will know when it is time to "go big" and then you will be in a position to better create things to protect/enhance your growing business.