I would not advise you to pursue a house hack that you cannot afford without a tenant, due to the nature that it will certainly take time and mistakes for your first rental to stabilize. 

Also important to understand who the natural tenant is for the commercial space.

When we invest to CD basically we become the lender (to the goverment/to the people).As cash position now can exceed equity investment (in some circumstances), it's just natural that we invest more into debt/cash than equity.

It's just the nature of this real estate business.

Overstating the profitability of this endeavor by grossly understating the competitive nature of the bidding, the sophistication of some of the players as to research capabilities, etc.5.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

If purely financial in nature.    

@Ryan Cleary for wording of that nature I would have a lawyer write it up.

While meals directly related to your real estate investment activities may be deductible, meals that are purely personal in nature are not.

Given the complex nature of investments and personal finance, I want to make sure I'm making informed decisions right from the start.From what I understand, a fiduciary financial advisor is someone legally obligated to put my interests ahead of their own, which sounds reassuring.