my research shows 2.99% fee with Debit or Credit card to tenant if they pay use these forms of payment.

Mind, you, most countries would kill to get the same amount of tourists Mexico gets during its lowest month of the year.

Build your credit.

Maybe with automatic payment stuff and you can request changes to your credit card due dates, you can take as much advantage of the float. 

Run a credit/screening report on yourself.

@Katie Camargo I would consider: HELOC or Cash-Out Refinance:Post-closing, the higher appraisal gives you the potential to tap into the equity via a HELOC (Home Equity Line of Credit) or a cash-out refinance.

There are some lenders that require a deposit up front and is credited at closing for fees.

Quote from @Dj Hume: Hi @Nathan Frost,I’ll preface that I don’t encourage going into any inspection to request credits, it usually means your offer is overpriced.

So if you have good credit and cash, it makes starting any type of business a lot easier. 

I’m willing to accept higher interest rates on a line of credit as the overall $$ amount is significantly lower than refinancing an entire property at the above mentioned 6-7%, not to mention restarting the amortization schedule all over again.