Here the agenda behind the prohibitive zoning is anti-gentrification which is merely going to result in disinvestment because developers are restricted on design and density and will simply invest elsewhere. https://codelibrary.amlegal.com/codes/philadelphia/latest/ph...

Since it’s in a specific area of the city, we are designing it in a U shape which goes well with other buildings in the neighborhood.  

If you are not planning on living there too, you would only be able to offer a gift to that person and you would likely not qualify as an eligible gift donor unless you are closely blood related. 

Ordering a full topographical survey of the property (which will be required for future development and application processes anyway) will give you the ability to show engineering/design groups what you have, and they can give thoughts and bids leading to a site plan. 

I dont intend to deny. however, I have not had any inspection done/put in the paper work to be assigned as section 8 housing designation.

You can take courses offered by the CCIM Institute even if aren't a real estate broker and have no interest in the CCIM designation.

When its family and you have time to pay it back or its gifted its okay.

You'll have to put it all together and match it to your deal design.

You are getting good input.Does your lease designate how they need to pay? 

I was looking to have it convert to a long-term mortgage and eventually cash out refinance to build a second duplex once enough equity built up  Unfortunately that is going to be designated as rural by almost every bank just for the acreage alone.