For perspective, last April I closed on a new construction loan (build to rent) with a turnkey company there (Rent to Retirement).

Plumbing company says its the only way to resolve the issue I have.

However, many lenders and insurance companies are tightening restrictions and premiums for these types of properties.

I don't think it is a bad idea to find work in real estate somehow as it will allow you to be comfortable with being around it in general, such as a property management company.

You don't need to use a title company and pay fees, you just need to proper paper work and quit claim deed.

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy+tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

I think broader consumer taste is killing malls, which includes online shopping, but also even where people are choosing to live and how they are spending their time/money, more broadly.I worked for a company that bought a failing mall back in 2012 (online shopping was "killing retail" then too), redeveloped most of it into more open air power center and sold.  

I wasn't sure how much to expect from the title company in resolving this.

My main focus on Florida stems from an established working relationship with a property management company there.

These are self managed through my small STR management company.