At some point you need a new roof, plumbing, windows, HVAC, etc - setting aside 5% of rent may cover a new water heater, but very few components of a house last more than 50 years.It's 2024: books written in 2015 or 2018 are based on the market conditions in year 5 years before they were written.

While the design a key component to getting people to book your property, the stay experience is key.  

Death and tax's, those are your 2 "guarantees" in life, everything else has a risk factor, a component of "chaos" in it. 

Define your house­ hacking strategy based on goals and prefe­rences.

In order to find a solution to any problem the first step we scientists and engineers do is, define the problem.

It only defines the size of your fair share.

This then wraps back into the raising capital dilemma, as that is the major component that I'm missing.I know this was a post full of jarbled thoughts and questions but if anyone has even a shred of insight or advice, that would be much appreciated!

Seems you'd be well served by taking some time to better define your goals and the timeline in which you want to achieve them.

Your lender doesn't care where you sleep ; ) You are technically supposed to use your home as your primary residence for a defined amount of time according to the terms of your loan.

Expenses are all defined in your PM agreement.