Depending on your state, many have local lenders that will go up to 100% LTV. 

FHA will depending on how everything is setup.

If I owe $150,000 principal I would choose to pay it over 30 years versus 5 years! 

You'll get differing amounts and qualities of leads depending on the type of marketing, but also depending on who you're marketing to and where.

At any rate it is possible, but depending on your appraisal it could be a gamble

It can depend on the property, but owner paying the bills seems rare these days. 

Of course, with all things, the answers to all these matters will depend on the circumstances.California tends to have more laws on the books and requirements and restrictions that it can be a good idea to form a CA LLC for out of state property so that you as a CA resident are covered, and to try to have your contracts fall under the purview of CA courts.

LENDBASE has the following feesConventional:1% origination fee$500 doc fee (est)Title Work TBDAppraisal $2000-$3000Environmental $0-$2000 (depending on search) Which all seem pretty normal, but FIRST they require you pay them up front $4,000.00 to start brokering loans, it’s their "non-refundable engagement fee.”Has anyone ever heard of this ever?

Sometimes they forget to tell you that many tenants in Detroit don't pay (depending on the property manager skill and the type of tenant) - but taxes are very high in the city and so is insurance. 

Whatever you choose make sure to read the ENTIRE fine print of the policy.