Anyways, here's what I've came up with:++++++++[TODAY’S DATE][RESIDENT’S NAME][STREET ADDRESS][APARTMENT NUMBER][CITY, STATE/PROVINCE ZIP/POSTAL CODE] Re: New Landlord Transition LetterDear Mr.

(Approximately 13 states have either state Inheritance Tax or state Estate Tax, so that would possibly apply in other states besides PA.)Welfare LiensNursing home liensMechanics LiensMortgages in order of recording date, first mortgages before second or third mortgagesJudgements (once boought a property where there was alien because the owner got in a bar fight and was sucessfully sued for medical bills esulting in a judgemen.)Federal Tax Liens (Special rrules apply to IRS liens)The precedence of pay off is determined by state law, government first, then the rest by date recorded.Then is anything else is left over it goes to the former owner.On one of our purchases there was a big Nursing Home lien that the Tax Claim Bureau was not aware of. 

So when I saw her listed address in Miami, I was confused as to why an area code for the Twin Cities was the number for the rental manager for her apartment. 

As for the insurance situation, @Jaysen Medhurst is correct, that your insurance company will be concerned that you're using the property in a way that it wasn't technically intended, even if it's property setup for a three unit per building codes.

Also, the city's building code could be different as far as the required fire rating for party/shared walls, etc, thus the construction costs could be higher.

One is Business & Professions Code section 7159.2's requirement that lenders pay only by joint check. 

I would have asked for his BAR # and which state.

In my experience, inspections are typically about safety, not whether something is up to code (that's what the town building inspectors are for). 

This could signal rising property values or gentrification, making it a prime area for investment.Find Distressed Properties:Permits for repairs or code violations can signal properties needing significant work.

But it will be complicated by different factors such as flood zone, topology, conservation area, easements, access to roads and more.Zoning - check the code and check site zoning.