I will adjust accordingly. thank you again. 

Otherwise the background check features, having a pre-set but editable application, direct deposit, rent reminders to my tenants, and automatically adds late payment fees (should that be needed). 

Your credit score won’t automatically plummet in this scenario, but there is risk to your credit if any payments are missed.

You could go 30 year fixed and some offer adjustable like 5/6 ARM.

And if you assume that everything is automatically included, you're likely to have unpleasant surprises down the road.

Maybe one of them will automatically respond to this post without checking, now that I've summoned them with their keywords. 

Do both of yourselves a favor and give it a long lead time, that way they can come to terms with the new rent and make adjustments to their budget, and if they are moving out, you both have time to get your ducks in a row (you to try to do a fast turnaround on the rental) and them to find an appropriate new home. 

Funds will be automatically applied to unpaid utilities prior to rent.In the event unit #A is vacant, utility charges will be the responsibility of Tenant in unit #B with a 5% reduction of bill*, until unit #A is occupied and then billing resumes on a pro-rated portion, as described above.*5% of utility bill to be paid by Landlord while unit #B is vacant.

Depending on how much more money is needed and x,y,z the insurance carrier may want to send out the adjuster to come and inspect the property.  

if you would like to guess at current property value, you can adjust the asset value by plugging in a number for “unrealized capital gains”.