If the parts of your budget are true and not made of assumptions you can easily proceed.

Because reality is most consumers in the TK space come with an assumption that one presenting as a TK company is the one who own's the property, did the reno, did/does all the things, internally, no affiliation etc etc.

We did an Exchange and the personal property was not separately stated on the assumption it was old and had little value. 

If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.Here’s our OPINION for the Metro Detroit market (always verify each area for yourself!)

So - my question - my current mortgage holder gave me two options to refi and remove my wife's name from the loan both keep the current 4.x% rate but one can be done within 45 days and the loan starts again at 30 years.The other option, an assumption process, takes 4-6 months, retains the 4.x% rate but keeps the life of the loan at the current 24 months.I'll be rolling a HELOC into the loan.My question is:  the longer term of 30 years will lower the monthly outlay a little bit and speed the process of getting my wife's name off the loan. 

We must consider these variables to ensure the project's financial viability and success.Given these adjustments and considering the complexities of executing such a project in a high-cost area like New England, I would greatly appreciate your thoughts on my assumptions.

If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.Our OPINION for the Metro Detroit market (always verify each area for yourself!)

On top of the NNN/CAM allocation you also want to factor in annual rent escalators and vacancy assumptions.

Inspections are to identify problems yes, but they're not perfect and in your own words you assumed the sagging was a normal older home issue...which is a totally reasonable assumption for you and the inspector to make.Now for the course of action, get the structural they will be your objective analysis of the situation and what needs to be done.

If I buy a rental property utilizing a -subject to- strategy, with a loan assumption.