Nowhere did anyone state that intrinsic values should be "attached" or "secured" by the property, it was only said that intrinsic values make paying slightly more or a higher interest rate worth doing the deal in many cases.Again, you seem to mix your bushels of apples with pineapples Bill.

It usually makes things go smoother if you bank with the instituation in which you are appling for the mortgages.

Once I told him my screening process he mentioned he was in line at the Apple Store and his number was just called and he would call me back in 5 minutes.

Are they apples to oranges comparisons with NFIP?

When you do get multiple bids, make sure they are scoped the same to make sure they are apples to apples.

You guys are talking apples and oranges.Ed, you're talking about back end DTI ratios and conventional lending which is typically associated with retail buyers.

Someone needs to be drunk on Boone's farm apple wine to pay above appraisal.Joe Gore

Its like saying all fruits are apples; what about the poor orange, cherry, and grapefruits left out of the equation?

I have a client that left his company 4 years ago and started buying in the high desert (Victorville, Apple Valley, Hesperia) and now owns over 30 sfr.

It just tweeks me when people put all of everyone in the same bad apple basket.Best to you.