There is a group in the south bay that I currently with for other instruments, IRA Services.  

Since the blunt instrument of the securities laws cannot play favorites for real estate this makes most offerings of any size intractable using this exemptionQuality sponsors are still using item 1 above.  

If anyone has any recommendation for great restaurants or places to hear some nice music (live or otherwise), would love to hear it.

The point being, if you are interested in investing more or do any realistic forecasting on debt you may incur in the near future, I think you would be hard pressed to debt instrument lower than where residential mortgages have been and are currently.Secondly, not to talk you out of using Sofi, I am sure they are great, but there is nothing inherently special about the rates or "no lender fee", no closing costs structures they are offering.

I agree with one thing ... if I'm in the mood for some good BBQ or good blues music, I'll look to Memphis.

It is a new financial instrument for me so I hope I'm not overlooking anything.

I am a music teacher and freelance musician.

I've never used the instrument to buy--only sell.The first and obvious question is does your option have any provision for you to market the property?

For us the carrying costs are too high to deal with waiting so whatever is fastest and easy to do.We were supposed to head over to Mountain Home a couple of years ago to work at the Thunder on the Mountain music festival.  

What other type of insurance instrument can be used in lieu of title?