It has a low / med / high setting.

I represented a buyer just recently on a 4 unit med office with about a ten cap.  

I am currently located in the Texas Med Center area.

Right next door to a top restaurant in the city, 2 blocks over from a restaurant hot-spot, and 3 blocks over from a med-school.

ex: median income $40k med income ÷ 12 months = $3,333 ÷ 1/3 (affordability ration- some will 1/4 to be conservative) =$1,111.

I have junk properties around the med center that stay full easily

NYC Tenant, a med student, was horrible with money and his credit wasn't great.  

If you want to live in the med center and still invest in real estate, it would make sense to rent close to where you want to live and then invest in cheaper properties that cash flow outside of the inner loop.

Typically Med coverage on a LL policy may cover these costs.

Gig Harbor is really nice with excellent schools but misses the growing small/med biz need.