Obviously there won't be any 100% "safe" tenants, no matter how much vetting you do, a job loss etc. could always happen to anybody... but I feel like having one at all simply shows that they didn't prioritize keeping a roof over their head for one reason or another, among other issues.Everything else from that post, if I am referencing the same one, seems fine to me.

Simply do not renew, which I believe Nathen was referring to 

So, in that case you are simply entering in the loan payment amount for the mortgage and then creating estimates for the mortgage and property tax amounts as well.

I think HML started to market at PML to give borrowers the illusion of cheaper rates easier terms etc etc when that simply is not true in practice.

As a new investor, I simply don't have the budget for ListSource.com or the like, with prices between $0.14 and $0.18 per lead.

[God it kills me to even say that, just sounds so corny.

If you wish to buy rentals using your retirement funds you simply need a self-directed IRA (or Checkbook IRA if you wish to have more control). 

You have to audit all of their accounting because inevitably late fees will change every statement, utilities are sometimes billed back (or not at all), and god speed if you have a delinquent tenant.

So, I would simply make it about paying what they owe.

Are most landlords/PMs not contacting employers and instead simply trusting the paystubs provided?