Ask yourself the question, "What problem am I solving in order to create a profit?"

What am I missing that needs to be considered? 

But I do understand that some may not have the same risk tolerance I do and probably do not want to be as active as I am. I

Am I breaking any rules here? 

It is all about creative finance and solving the seller's problem.At one time I was looking out of state and I had to ask myself, "Am I buying in cheaper markets because they are better or just cheaper?"

What am I soliciting?

Yes I am, I just closed on my first duplex about 2 weeks ago.

she has enough equity to sell the home and profit, so advising her to file for BK is kind of extreme, am I on the wrong?

Then around 7:30 / 8 am I go for a 11 mile bike ride.... biking is awesome...Get a great bike!   

Charles,It's 7:50 am, I think I'll start calling some people.